A hand in the right direction with your mortgage needs.
Friendly & professional mortgage advisors based in Yorkshire and supporting the surrounding areas.
We are professional and independent whole of market mortgage brokers offering mortgage and insurance advice covering Yorkshire, and all surrounding areas. Our head office is based in Huddersfield and we can provide appointments by Phone, Zoom, and face-to-face home visits at times that are convenient for you.
Buying your first property can be both exciting and scary, there are important decisions to make and criteria to be considered before you take your first steps onto the property ladder. Your Mortgage Hand Mortgage Adviser will assist you throughout the home buying process to ensure you receive the right guidance and advice but to also make it as easy and stress free as possible.
Moving home is known to be one of life’s biggest causes of stress, so to relieve some of this stress we can provide a perfect opportunity to look for a better deal whether that be with your current lender or another lender. Our advisers can search thousands of deals within a matter of seconds saving you time going to banks individually.
Remortgages can be used for various reasons. However, most people simply switch mortgages for personal reasons. For example, your current interest rate may have finished with your current lender and therefore you could potentially get a new lower rate with another lender. Another example is when you may need to remortgage to consolidate debts, build an extension on your family home or even for a wedding or a holiday.
Becoming a private landlord should not be seen as an easy way of making money. It can be risky and quite complicated. It can also be very time consuming compared to other forms of investment, and there is no guarantee that house prices will rise.
That said, having a second property to let to tenants could reap considerable financial rewards over time. Our mortgage advisers can help you get one investment property or a portfolio of them.
Different lenders will have varying criteria as to which properties sit under the definition of a New Build property.
You can normally define a ‘New Build’ as a property that has been built, converted or refurbished within the last two years. This includes properties being bought off-plan and those that have been occupied or rented but are still in the ownership of the builder or developer. Our Expert New build advisers will take the complexity out of buying a new build property and give you the right advice and guidance along the way.