Who Are Mortgage Hand?
We are Mortgage Hand, fully qualified Mortgage Advisers with over 10 years’ experience in the mortgage industry. We have diverse experience in both banking and estate agency services, therefore we are able to offer expert advice in getting the right interest rate and product features for you.
We pride ourselves on guiding you throughout the whole mortgage process, keeping you updated throughout and building a long-term relationship to help you with your needs now and in the future.
Our team has remained in the business throughout the last financial downturn, so we are perfectly placed to assist our clients using our knowledge of the lenders criteria and risk appetite.
We will endeavour to make the mortgage process easy for our clients to understand and as stress free as possible.
We aim to provide simple speaking mortgage advice without any jargon. We pride ourselves on giving our clients that 5* service by understanding your personal circumstances, we then use our extensive knowledge and experience to find you the right solution and then take you on a smooth journey to getting your mortgage approved.
Neafoz Butt – (Neaf)
Director & Senior Mortgage Advisor – Huddersfield
Neaf started out in the banking industry as a Personal banker and was quickly given the opportunity to obtain his CeMAP mortgage qualification. Since obtaining this he quickly worked his way through the ranks and has gone on to win various recognitions for his contribution to the financial industry.
Neaf maintains excellent relationships with his existing clients as well as forging new relationships with new clients. This has given him the opportunity to set up Mortgage Hand Limited.
Mortgage Hand Can Help With…
First Time Buyer
Buying your first property can be both exciting and scary, there are important decisions to make and criteria to be considered before you take your first steps onto the property ladder. Your Mortgage Hand Mortgage Adviser will assist you throughout the home buying process to ensure you receive the right guidance and advice but to also make it as easy and stress free as possible.
Moving Home
Moving home is known to be one of life’s biggest causes of stress, so to relieve some of this stress we can provide a perfect opportunity to look for a better deal whether that be with your current lender or another lender. Our advisers can search thousands of deals within a matter of seconds saving you time going to banks individually.
Remortgages
Remortgages can be used for various reasons. However, most people simply switch mortgages for personal reasons. For example, your current interest rate may have finished with your current lender and therefore you could potentially get a new lower rate with another lender. Another example is when you may need to remortgage to consolidate debts, build an extension on your family home or even for a wedding or a holiday.
Buy To Let
Becoming a private landlord should not be seen as an easy way of making money. It can be risky and quite complicated. It can also be very time consuming compared to other forms of investment, and there is no guarantee that house prices will rise.
That said, having a second property to let to tenants could reap considerable financial rewards over time. Our mortgage advisers can help you get one investment property or a portfolio of them.
New Build
Different lenders will have varying criteria as to which properties sit under the definition of a New Build property.
You can normally define a ‘New Build’ as a property that has been built, converted or refurbished within the last two years. This includes properties being bought off-plan and those that have been occupied or rented but are still in the ownership of the builder or developer. Our Expert New build advisers will take the complexity out of buying a new build property and give you the right advice and guidance along the way.
Mortgage Services
– First Time Buyer
– Moving Home
– Remortgages
– Buy To Let
– New Build
– Insurance
– Protection
Want To Book An Appointment?
Call Mortgage Hand on 07792 198 361 or email info@mortgagehand.co.uk.